1.  Introduction

1.1.  Blush Consulting Pty Ltd T/A Blush Affluent

1.2.  These website Terms and Conditions (“Terms and Conditions”) govern the ordering, sale and delivery of goods, and the use of the Website.

1.3.  These Terms and Conditions are binding and enforceable against every person that accesses or uses this Website (“you”, “your” or “user”). By continuing to use this Website, you acknowledge that you have read and agree to be bound by these Terms and Conditions.

1.4.  The Website enables you to shop online for an extensive range of goods which may include furniture, homeware, accessories, services (“Goods”).

2. Important notice

2.1.  These Terms and Conditions apply to users who are consumers for purposes of the Consumer Protection Act, 68 of 2008 (the “CPA”).

2.2.  These Terms and Conditions contain provisions that appear in similar text and style to this clause and which –

2.2.1.  may limit the risk or liability of Blush Affluent; and/or

2.2.2.  may create risk or liability for the user; and/or

2.2.3.  may compel the user to indemnify Blush Affluent; and/or

2.2.4.  serves as an acknowledgement, by the user, of a fact.

2.3.  Your attention is drawn to these Terms and Conditions because they are important and should be carefully noted.

2.4.  If there is any provision in these Terms and Conditions that you do not understand, it is your responsibility to ask Blush Affluent to explain it to you before you accept the Terms and Conditions or continue using the Website. 

2.5.  Nothing in these Terms and Conditions is intended or must be understood to unlawfully restrict, limit or avoid any right or obligation, as the case may be, created for either you or Blush Affluent in terms of the CPA.

2.6.  Blush Affluent permits the use of this Website subject to the Terms and Conditions. By using this Website in any way, you shall be deemed to have accepted all the Terms and Conditions unconditionally. You must not use this Website if you do not agree to the Terms and Conditions. 

2.7.  These Terms and Conditions are divided into three sections, as follows:

  • Part A – Orders and sales;
  • Part B – Returns policy;
  • PART C – Privacy policy; and
  • Part D – General legal terms.


3. Use of the Website

3.1.  By using the Website you warrant that you are 18 (eighteen) years of age or older and of full legal capacity. If you are under the age of 18 (eighteen) or if you are not legally permitted to enter into a binding agreement, then you may use the Website only with the involvement and supervision of your parent or legal guardian. If your parent or legal guardian supervises you and gives his/her consent, then such person agrees to be bound to these Terms and Conditions and to be liable and responsible for you and all your obligations under these Terms and Conditions.

3.2.  You agree that you will not in any way use any device, software or other instrument to interfere or attempt to interfere with the proper working of the Website. In addition, you agree that you will not in any way use any robot, spider, other automatic device, or manual process to monitor, copy, distribute or modify the Website or the information contained herein, without the prior written consent from an authorised Company representative (such consent is deemed given for standard search engine technology employed by Internet search websites to direct Internet users to this Website).

3.3.  You may not use the Website to distribute material which is defamatory, offensive, contains or amounts to hate speech or is otherwise unlawful.

3.4.  You may not in any way display, publish, copy, print, post or otherwise use the Website and/or the information contained therein without the express prior written consent of an authorised Company representative.

4. Conclusion of sales and availability of stock

4.1.  Users may place orders for Goods, which Blush Affluent may accept or reject. Whether or not Blush Affluent accepts an order depends on the availability of Goods, correctness of the information relating to the Goods (including without limitation the price) and receipt of payment or payment authorisation by Blush Affluent for the Goods. 

4.2.  NOTE: Blush Affluent will indicate the acceptance of your order by delivering the Goods to you, and only at that point will an agreement of sale between you and Blush Affluent come into effect (the “Sale”). This is regardless of any communication from Blush Affluent stating that your order or payment has been confirmed. Blush Affluent will indicate the rejection of your order by cancelling it and, as soon as possible thereafter, refunding you for any amount already paid.

4.3.  Orders may not be cancelled after receipt of payment of the Goods by Blush Affluent. After dispatch of your Goods, you may cancel the Sale only in accordance with the Returns Policy. 

4.4.  Placing Goods in a shopping basket without completing the purchase cycle does not constitute an order for such Goods, and as such, Goods may be removed from the shopping basket if stock is no longer available. You cannot hold Blush Affluent liable if such Goods are not available when you complete or attempt to complete the purchase cycle at a later stage.

4.5.  You acknowledge that stock of all Goods on offer is limited. In the case of Goods for sale by Blush Affluent, Blush Affluent will take all reasonable efforts to monitor stock levels and ensure that when stock is no longer available, that offers thereof are discontinued on the Website. However, we cannot guarantee the availability of stock. When Goods are no longer available after placing an order, Blush Affluent will notify you and you will be entitled to a refund of the amount paid by you for such Goods. 

 5. Payment

5.1.  We are committed to providing secure online payment facilities. All transactions are encrypted using appropriate encryption technology.

5.2.  Card transactions will be acquired for Blush Consulting (Pty) Ltd via PayGate (Pty) Ltd who are the approved payment gateway for all South African Acquiring Banks. DPO PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.

5.3.  Payment can be made for Goods via –

5.3.1.  Visa and Mastercard credit card: where payment is made by credit card, we may require additional information in order to authorise and/or verify the validity of payment. In such cases we reserve the right to withhold delivery until such time as the additional information is received by us and authorisation is obtained by us for the amounts. If we do not receive authorisation, your order for the Goods will be cancelled. You warrant that you are fully authorised to use the credit card supplied for purposes of paying the Goods. You also warrant that your credit card has sufficient available funds to cover all the costs incurred as a result of the services used on the Website;

5.4.  You may contact us via email at info@blushaffluent.com to obtain a full record of your payment. We will also send you email and SMS communications about your order and payment.

5.5.  Once you have selected your payment method and you accept these Terms and Conditions, you will be directed to a link to a secure site for payment of the applicable purchase price for the Goods.

5.6.  The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).

6. Delivery of goods

6.1.  Blush Affluent offers one method of delivery of Goods to you, which is via courier.

6.2.  All deliveries within SA will be at a cost to you, Blush Affluent will supply a quote to you as required.

6.3.  In the case of international deliveries however, Blush Affluent will supply a quote for delivery which will be for your account, in addition to the total cost of your purchase.

6.4.  If Blush Affluent accepts your order, we will deliver the Goods to you as soon as reasonably possible, but no later than 30 (thirty) days of receipt of your payment (“Delivery Period”). We will notify you if we are unable to deliver the Goods during the Delivery Period. You may then, within 7 (seven) days of receiving such notification elect whether or not to cancel your order for the Goods. If you elect to cancel your order, we will reimburse you for the purchase price.       

7. Errors

We shall take all reasonable efforts to accurately reflect the description, availability, purchase price and delivery charges of Goods on the Website. However, should there be any errors of whatsoever nature on the Website (which are not due to our gross negligence), we shall not be liable for any loss, claim or expense relating to a transaction based on any error, save – in the case of any incorrect purchase price – to the extent of refunding you for any amount already paid, or otherwise as set out in the Returns Policy. 


We want you to be happy with your purchase. If you are not completely satisfied, you can return the product to us and we will either repair / replace it or credit your account, subject to the terms below. This policy applies to products bought from Blush Affluent.

8. Unwanted products

In general, you can return an unwanted product to us at no charge, provided: 

  • it is undamaged and unused, with the original labels and stickers still attached; 
  • it is in the original packaging, which must be undamaged and in its original condition with all seals still intact (if applicable); 
  • it is not missing any accessories or parts;
  • it is not listed in section 9 – Products not eligible for return; and 
  • you log a return via email within 7 days of delivery to you or collection by you of the unwanted product. After 7 days, you can only return a product if it is defective within 1 month from delivery to or collection by you.

We will collect the product from you at no charge. Our courier is entitled to refuse collection of a product that is not properly packaged for transport.  

Once we have inspected the product and validated your return, we will refund you with the purchase price of the product within 15 days of the return.  Please bear in mind that refunds can take 5 – 10 working days to reflect in your account. We are entitled to refuse a return if the unwanted product is returned damaged, not in a re-saleable condition or missing any accessories. 

Not what you ordered?

If we accidentally deliver the wrong product to you or if the product is not as described on the Website (or if it is missing any accessories), please notify us and we will collect the product from you at no charge. Once we have inspected the product and validated your return, we will, at your choice, deliver the correct product to you as soon as possible (if the correct product is available); or refund you with the purchase price of the product within 15 days of the return (if that is your preference). 


9. Products not eligible for returns

The following products are not eligible for a refund, exchange or credit:

  • Used bedding;
  • Used cutlery and Plates
  • products which have been personalised for you or made to your specifications, unless defective.


10.  Products damaged on delivery

Should a product be damaged at the time of delivery / collection, please notify us of such delivery / collection by emailing us at info@blushaffluent.com 

We will arrange to collect the product from you at no charge. Once we have inspected the product and validated your return, we will, at your choice, repair / replace the product as soon as possible (if such repair / replacement is possible) or refund you with the purchase price of the product (if that is your preference). Credits and refunds are normally handled within 15 days of logging/ emailing the return (bear in mind that refunds can take 5-10 working days to reflect in your account). Repairs and replacements could take longer, depending on stock / replacement availability.


11. Defective products

We do our best to ensure that the products we deliver to you are of a high quality and without defects. 

What is a defect? A defect is a material imperfection in the manufacture/ production of a product or any characteristic of a product, which makes the product less acceptable than one would reasonably be entitled to expect in the circumstances.  

The following will NOT be regarded as defects and will not entitle you to a return under this section 11: 

  • faults resulting from normal wear and tear;
  • damage arising from negligence, user abuse or incorrect usage of the product;
  • damage arising from a failure to adequately care for the product;
  • damage arising from unauthorised alterations to the product; and
  • where the specifications of a product, although accurately described on the Website and generally fit for its intended purpose, do not suit you.

Standard warranty

Blush Affluent allows for the exchange of products in their new condition (this applies to homeware, excluding furniture), unused within 30 days of delivery. This would be for a different item of the same value or a voucher. Our refund policy does apply to items purchased and returned the following day, failing which, the refund will be made through a voucher that allows you to purchase through Blush Affluent  applicable for a 12 Month period.

Kindly carefully read and follow instructions that come with our goods. Should this not be adhered to, an exchange or refund will not qualify.

Blush Affluent provides our clients with bespoke furniture that is guided by clients demand and taste as a result it is important to make sure full satisfaction within 30 days of delivery for error to be corrected. After witch, product cannot be exchanged or refunded.

Kindly note that our materials are sourced locally and internationally from South African based fabric houses.

12. Charges

If you return a defective product to us, but you fail to return all of the accessories that were sold with that product, we are entitled (subject to applicable law) to refuse the return, only to replace the item that you did return, or to estimate the value of the missing accessories and only to credit or refund you in respect of the returned item.

If you return items to us by mistake and you want these returned to you, you may be liable to reimburse Blush Affluent for the cost of having the product returned to you.

If you return a product that does not comply with this policy, you may be liable to reimburse Blush Affluent for the cost of collecting the product from you and the cost of having the product returned to you.



13. Privacy policy

13.1.  We respect your privacy and will take all reasonable measures to protect it, as more fully detailed below.

13.2.  Should you decide to register as a user on the Website, we may require you to provide us with personal information which includes but is not limited to –

13.2.1.  your name and surname;

13.2.2.  your email address;

13.2.3.  your physical address;

13.2.4.  your gender;

13.2.5.  your mobile number; and

13.2.6.  your date of birth.

13.3.  Should your personal information change, please inform us and provide us with updates to your personal information as soon as reasonably possible to enable us to update your personal information.

13.4.  You may choose to provide additional personal information to us, in which event you agree to provide accurate and current information, and not to impersonate or misrepresent any person or entity or falsely state or otherwise misrepresent your affiliation with anyone or anything.

13.5.  Subject to clause 9.6 below, we will not, without your express consent:

13.5.1.     use your personal information for any purpose other than as set out below:  in relation to the ordering, sale and delivery of Goods;   to contact you regarding current or new Goods or services or any other goods offered by us or any of our divisions, affiliates and/or partners (unless you have opted out from receiving marketing material from us);   to inform you of new features, special offers and promotional competitions offered by us or any of our divisions, affiliates and/or partners (unless you have opted out from receiving marketing material from us); and   to improve your experience on our Website by, inter alia, monitoring statistical non-personal browsing habits, and to transact with us; or

13.5.2.      disclose your personal information to any third party other than as set out below:   to our employees and/or third party service providers who assist us to interact with you via our Website, email or any other method, for the ordering of Goods or when delivering Goods to you, and thus need to know your personal information in order to assist us to communicate with you properly and efficiently;   to our divisions, affiliates and/or partners (including their employees and/or third party service providers) in order for them to interact directly with you via email or any other method for purposes of sending you marketing material regarding any current or new goods or services, new features, special offers or promotional items offered by them (unless you have opted out from receiving marketing material from us);   to our suppliers in order for them to liaise directly with you in the event of you submitting a warranty claim regarding any Goods you have purchased which requires their involvement; and    pursuant to a corporate transaction in terms of which we sell any of our businesses or assets to a buyer of such businesses or assets.

13.6.  We are entitled to use or disclose your personal information if such use or disclosure is required in order to comply with any applicable law, order of court or legal process served on us, or to protect and defend our rights or property.

13.7.  We will ensure that all of our employees, third party service providers, divisions, affiliates and partners (including their employees and third party service providers) having access to your personal information are bound by appropriate and legally binding confidentiality and non-use obligations (save as permitted herein) in relation to your personal information.

13.8.  We will –

13.8.1.  treat your personal information as strictly confidential;

13.8.2.  take appropriate technical and organisational measures to ensure that your personal information is kept secure and is protected against unauthorised or unlawful processing, accidental loss, destruction or damage, alteration, disclosure or access;

13.8.3.  provide you with access to your personal information to view and/or update personal details;

13.8.4.  promptly notify you if we become aware of any unauthorised use, disclosure or processing of your personal information;

13.8.5.  provide you with reasonable evidence of our compliance with our obligations under this policy on reasonable notice and request; 

13.8.6.  upon your request, promptly return or destroy any and all of your personal information in our possession or control; and

13.8.7.  not retain your personal information longer than the period for which it was originally needed, unless we are required by law to do so, or you consent to us retaining such information for a longer period.

13.9.  Blush Affluent undertakes never to sell or make your personal information available to any third party other than as provided for in this policy, unless we are compelled to do so by law. In particular, in the event of a fraudulent online payment, Blush Affluent reserves the right to disclose relevant personal information for criminal investigation purposes or in line with any other legal obligation for disclosure of the personal information which may be required of it.

13.10.  Whilst we will do all things reasonably necessary to protect your rights of privacy, we cannot guarantee or accept any liability whatsoever for unauthorised or unlawful disclosures of your personal information, whilst in our possession, made by third parties who are not subject to our control, unless such disclosure is as a result of our gross negligence.

13.11.  If you disclose your personal information to a third party, such as an entity which operates a website linked to this Website or anyone other than Blush Affluent, BLUSH AFFLUENT  SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE, HOWSOEVER ARISING, SUFFERED BY YOU AS A RESULT OF THE DISCLOSURE OF SUCH INFORMATION TO THE THIRD PARTY. This is because we do not regulate or control how that third party uses your personal information. 

13.12.  This Website makes use of “cookies” to automatically collect information and data through the standard operation of the Internet servers. “Cookies” are small text files a website can use (and which we may use) to recognise repeat users, facilitate the user’s on-going access to and use of a website and allow a website to track usage behaviour and compile aggregate data that will allow the website operator to improve the functionality of the website and its content. The type of information collected by cookies is not used to personally identify you. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to deny or accept the cookie feature. Please note that cookies may be necessary to provide you with certain features available on our Website, and thus if you disable the cookies on your browser you may not be able to use those features, and your access to our Website will therefore be limited. If you do accept a “cookie”, you thereby consent to our use of any personal information collected by us using that cookie subject to the provisions of this clause 13.


14. Changes to these terms and conditions

14.1.  BLUSH AFFLUENT  may, in its sole discretion, change any of these Terms and Conditions at any time. It is your responsibility to regularly check these Terms and Conditions and make sure that you are satisfied with the changes. Should you not be satisfied, you must not place any further orders on, or in any other way use, the Website.

14.2.  Any such change will only apply to your use of this Website after the change is displayed on the Website. If you use the Website after such amended Terms and Conditions have been displayed on the Website, you will be deemed to have accepted such changes.

15. Electronic communications

When you visit the Website or send emails to us, you consent to receiving communications from us or any of our divisions, affiliates or partners electronically in accordance with our privacy policy as set out in clause 13 above.

16. Ownership and copyright

16.1.  The contents of the Website, including any material, information, data, software, icons, text, graphics, lay-outs, images, sound clips, advertisements, video clips, trade names, logos, trade-marks, designs and service marks which are displayed on or incorporated in this Website (“Website Content”) are protected by law, including but not limited to copyright and trade mark law. The Website Content is the property of Blush Affluent, its advertisers and/or sponsors and/or is l to Blush Affluent.

16.2.  You will not acquire any right, title or interest in or to the Website or the Website Content.

16.3.  Any use, distribution or reproduction of the Website Content is prohibited unless expressly authorised in terms of these Terms and Conditions or otherwise provided for in law. To obtain permissions for the commercial use of any Website Content contact our Marketing Manager at +27 010 213 4281 or e-mail INFO@BLUSHAFFLUENT.COM

16.4.  Where any of the Website Content has been licensed to BLUSH AFFLUENT or belongs to any third party, your rights of use will also be subject to any terms and conditions which that licensor or third party imposes from time to time and you agree to comply with such third party terms and conditions.

17. Disclaimer

17.1.  The use of the Website is entirely at your own risk and you assume full responsibility for any risk or loss resulting from use of the Website or reliance on any information on the Website.

17.2.  Whilst Blush Affluent takes reasonable measures to ensure that the content of the Website is accurate and complete, Blush Affluent makes no representations or warranties, whether express or implied, as to the quality, timeliness, operation, integrity, availability or functionality of the Website or as to the accuracy, completeness or reliability of any information on the Website.

17.3.  Blush Affluent disclaims liability for any damage, loss or liability, whether direct, indirect or consequential in nature, arising out of or in connection with your access to or use of the Website and/or any content therein unless otherwise provided by law.

17.4.  Although Goods sold from the Website may, under certain specifically defined circumstances, be under warranty, the Website itself and all information provided on the Website is provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, completeness, or non-infringement, as may be allowed in law.

17.5.  Any views or statements made or expressed on the Website are not necessarily the views of Blush Affluent, its directors, employees and/or agents.

17.6. In addition to the disclaimers contained elsewhere in these Terms and Conditions, Blush Affluent also makes no warranty or representation, whether express or implied, that the information or files available on the Website are free of viruses, spyware, malware, trojans, destructive materials or any other data or code which is able to corrupt, destroy, compromise, disrupt, disable, harm, jeopardise or otherwise impede in any manner the operation, stability, security functionality or content of your computer system, computer network, hardware or software in any way. You accept all risk associated with the existence of such viruses, destructive materials or any other data or code which is able to corrupt, compromise, jeopardise, disrupt, disable, harm or otherwise impede in any manner the operation or content of a computer system, computer network, any handset or mobile device, or your hardware or software, save where such risks arise due to the gross negligence or wilful misconduct of Blush Affuent, its employees, agents or authorised representatives. Blush Affluent thus disclaims all liability for any damage, loss or liability of any nature whatsoever arising out of or in in connection with your access to or use of the Website.

18. Limitation of liability

18.1.  Blush Affluent cannot be held liable for any inaccurate information published on the Website and/or any incorrect prices displayed on the Website, save where such liability arises from the gross negligence or wilful misconduct of Blush Affluent, its employees, agents or authorised representatives. You are encouraged to contact us to report any possible malfunctions or errors by way of email to info@blushaffluent.com or by contacting +27 010 213 4281.




19. Availability and termination

19.1.  We will use reasonable endeavours to maintain the availability of the Website, except during scheduled maintenance periods, and reserve the right to discontinue providing the Website or any part thereof with or without notice to you.

19.2.  BLUSH CONSULTING (PTY)LTD T/A BLUSH AFFLUENT may in its sole discretion terminate, suspend and modify this Website, with or without notice to you. You agree that BLUSH CONSULTING (PTY)LTD T/A BLUSH AFFLUENT will not be liable to you in the event that it chooses to suspend, modify or terminate this Website other than for processing any orders made by you prior to such time and to the extent possible.

19.3.  If you fail to comply with your obligations under these Terms and Conditions, including any incident involving payment of the price of an order for any Goods, and you fail to remedy such failure within 7 (seven) days of notice to you by us, this may (in our sole discretion) lead to a suspension of your access to the Website without any prejudice to any claims for damages or otherwise that we may have against you.


20.  Governing law and jurisdiction

20.1.  These Terms and Conditions and our relationship and/or any dispute arising from or in connection with these Terms and Conditions shall be governed and interpreted in accordance with the laws of the Republic of South Africa. Your continued use of the Website will constitute your consent and submission to the jurisdiction of the South African courts regarding all proceedings, transactions, applications or the like instituted by either party against the other, arising from any of these Terms and Conditions.

20.2.  In the event of any dispute arising between you and  BLUSH CONSULTING (PTY)LTD T/A BLUSH AFFLUENT, you hereby consent to the non-exclusive jurisdiction of the High Court of the Republic of South Africa  notwithstanding that the quantum in the action or proceedings may otherwise fall below the monetary jurisdiction of that court.

20.3.  Nothing in this clause 16 or the Terms and Conditions limit your right to approach any court, tribunal or forum of competent jurisdiction in terms of the CPA.

21.  Notices

21.1.  BLUSH AFFLUENT hereby selects UNIT 2,28 BERNIE STREET,KYA NORTH PARK,KYA SANDS, Johannesburg, South Africa, 1700 as its address for the service of all formal notices and legal processes in connection with these Terms and Conditions (“nominated address”). BLUSH AFFLUENT  may change this address from time to time by updating these Terms and Conditions. 

21.2.    You hereby select the address specified on the Goods order form as your nominated address, but you may change it to any other physical address by giving BLUSH AFFLUENT not less than 7 days’ notice in writing.

21.3.  Notices must be sent either by hand, prepaid registered post or email and must be in English. All notices sent –

21.3.1.  by hand will be deemed to have been received on the date of delivery;

21.3.2.  by prepaid registered post, will be deemed to have been received 10 days after the date of posting;

21.3.3.  by email will be deemed to have been on the date indicated in the “Read Receipt” notification. ALL EMAIL COMMUNICATIONS BETWEEN YOU AND US MUST MAKE USE OF THE “READ RECEIPT” FUNCTION to serve as proof that an email has been received.



For the purposes of the ECT Act, BLUSH AFFLUENT  information is as follows, which should be read in conjunction with its product descriptions and other terms and conditions contained on the Website: BLUSH CONSULTING (PTY)LTD T/A BLUSH AFFLUENT

22.1.  Full name: , BLUSH CONSULTING (PTY)LTD T/A BLUSH AFFLUENT a private company registered in South Africa with registration number 2016/289603/07


22.3.  Physical address for receipt of legal service (also postal and street address): UNIT 2 , BERNIE STREET, 28 KYA NORTH PARK , KYA SANDS, JOHANNESBURG  (marked for attention: Managing Director) 

22.4.  Phone number:  +27 010 213 4281

22.5.  Email address: INFO@BLUSHAFFLUENT.COM


23. General

23.1.  Blush Affluent may, in its sole discretion, at any time and for any reason and without prior written notice, suspend or terminate the operation of the Website or the user’s right to use the Website or any of its contents subject to us processing any orders then already made by you.

23.2.  You may not cede, assign or otherwise transfer your rights and obligations in terms of these Terms and Conditions to any third party.

23.3.  Any failure on the part of you or Blush Affluent to enforce any right in terms hereof shall not constitute a waiver of that right.

23.4.  If any term or condition contained herein is declared invalid, the remaining terms and conditions will remain in full force and effect.

23.5.  No variation, addition, deletion, or agreed cancellation of the Terms and Conditions will be of any force or effect unless in writing and accepted by or on behalf of the parties hereto.

23.6.  No indulgence, extension of time, relaxation or latitude which any party (the “grantor”) may show grant or allow to the other (the “grantee”) shall constitute a waiver by the grantor of any of the grantor’s rights and the grantor shall not thereby be prejudiced or stopped from exercising any of its rights against the grantee which may have arisen in the past or which might arise in the future.

23.7.  These Terms and Conditions contain the whole agreement between you and Blush Affluent  and no other warranty or undertaking is valid, unless contained in this document between the parties.